The prevalence of major catastrophes such as tornadoes, floods, hurricanes, and earthquakes drive home the point that personal catastrophe planning is an essential part of any personal risk management program.  Catastrophes, whether natural or man-made, can strike individuals and families at any time without warning.  You should develop a comprehensive disaster plan that addresses the [...]

As you are aware, automobile accidents are a major cause of death in the United States.  They are the single most common cause of death among children and young adults, according to the U.S. Department of Transportation’s Highway Traffic Safety Administration (NHTSA).  The NHTSA reports over 6 million police-reported automobile accidents occur annually, which constitutes [...]

Awesome job and good luck Bellevue Baptist Youth Group in Owensboro Kentucky on your goal of providing a 1,000 hours of community service in the Owensboro area.  What a great way for our youth to learn how to serve others in the community while also honoring God.  

 Yesterday, Daviess County, Kentucky schools were closed for flooding. Yes, I said, flooding. With more than 60 roads in our county covered in water like this or worse (some you can’t even see the yellow lines!!), the school bus drivers were struggling to find a way to get the kids to school.  We haven’t seen the flooding this bad in [...]

 After the number of days it’s rained and stormed since February, we’re all starting to feel as if we’re going to have to trade our cars in for contraptions like this guy on the left.  I don’t know what it is, but our Owensboro, Kentucky agency probably insures it. We’re a little behind in our [...]