As you are aware, automobile accidents are a major cause of death in the United States.  They are the single most common cause of death among children and young adults, according to the U.S. Department of Transportation’s Highway Traffic Safety Administration (NHTSA).  The NHTSA reports over 6 million police-reported automobile accidents occur annually, which constitutes [...]

As a nation, we’ve been sitting on pins and needles of late as our legislators pushed back and forth trying to come to an agreement on what to do about our national debt.  While this saga played out in front of the media and every American felt some anxiety as to the outcome, another saga [...]

  Did you know that dog bites cause nearly 800,000 injuries requiring immediate medical care in the United States each year?  This statistic is based on a study conducted by the National Center for Injury Prevention and Control.  If your dog bites someone, you can be held legally liable.  (Fortunately, this loss is normally covered [...]

 After the number of days it’s rained and stormed since February, we’re all starting to feel as if we’re going to have to trade our cars in for contraptions like this guy on the left.  I don’t know what it is, but our Owensboro, Kentucky agency probably insures it. We’re a little behind in our [...]

It’s always nice to read positive news concerning insurance these days given all the press health insurance is receiving near the one year anniversary of the passage of the landmark bill into law.  A recent article in PropertyCasualty360.com cites a recent study regarding commercial insurance premiums. In fact, the article states “The New York-based consulting firm [...]