Winter is just around the corner and sometimes we like to use alternative heat source in our homes.  One think that might save you and your families lives is a Carbon Monoxide Alarm.  Below is information that you might find useful about carbon monoxide poisoning and alarms. More than 400 people are killed each year [...]

One of the lessons I guess nearly all of us can remember from our school days is the Aesop’s fable of the tortoise and the hare. The basic message is: slow and steady beats fast and furious. Well, okay, maybe that isn’t always true, but I often think of it when some tail-gater pulls out [...]

Its easy to throw out numbers like 40% savings and 15% in 15 minutes but what does all those savings really mean.  Actually there are so many factors that go into rating your Auto & Home that if you hit all the right buttons you could get up to 60% or more in savings.  One [...]

Here lately I have been getting a lot of questions about teenage drivers.  There are  many things parents and teens can do to make sure that it is a safe, cost effective and enjoyable experience for both. 1. First teens make sure you are a A/B student.  Grades are the biggest discount to a teen [...]

The prevalence of major catastrophes such as tornadoes, floods, hurricanes, and earthquakes drive home the point that personal catastrophe planning is an essential part of any personal risk management program.  Catastrophes, whether natural or man-made, can strike individuals and families at any time without warning.  You should develop a comprehensive disaster plan that addresses the [...]

As you are aware, automobile accidents are a major cause of death in the United States.  They are the single most common cause of death among children and young adults, according to the U.S. Department of Transportation’s Highway Traffic Safety Administration (NHTSA).  The NHTSA reports over 6 million police-reported automobile accidents occur annually, which constitutes [...]

  Did you know that dog bites cause nearly 800,000 injuries requiring immediate medical care in the United States each year?  This statistic is based on a study conducted by the National Center for Injury Prevention and Control.  If your dog bites someone, you can be held legally liable.  (Fortunately, this loss is normally covered [...]

It’s always nice to read positive news concerning insurance these days given all the press health insurance is receiving near the one year anniversary of the passage of the landmark bill into law.  A recent article in PropertyCasualty360.com cites a recent study regarding commercial insurance premiums. In fact, the article states “The New York-based consulting firm [...]