Winter is just around the corner and sometimes we like to use alternative heat source in our homes.  One think that might save you and your families lives is a Carbon Monoxide Alarm.  Below is information that you might find useful about carbon monoxide poisoning and alarms. More than 400 people are killed each year [...]

I am as guilty as the next person when it comes to cell phones and driving.  After looking at these statistics on distracted driving I hope you will think twice about using your cell phone while driving. More than 20 percent of injury crashes in the United States involve reports of distracted driving, according to [...]

One of the lessons I guess nearly all of us can remember from our school days is the Aesop’s fable of the tortoise and the hare. The basic message is: slow and steady beats fast and furious. Well, okay, maybe that isn’t always true, but I often think of it when some tail-gater pulls out [...]

Its easy to throw out numbers like 40% savings and 15% in 15 minutes but what does all those savings really mean.  Actually there are so many factors that go into rating your Auto & Home that if you hit all the right buttons you could get up to 60% or more in savings.  One [...]

Here lately I have been getting a lot of questions about teenage drivers.  There are  many things parents and teens can do to make sure that it is a safe, cost effective and enjoyable experience for both. 1. First teens make sure you are a A/B student.  Grades are the biggest discount to a teen [...]

  Did you know that dog bites cause nearly 800,000 injuries requiring immediate medical care in the United States each year?  This statistic is based on a study conducted by the National Center for Injury Prevention and Control.  If your dog bites someone, you can be held legally liable.  (Fortunately, this loss is normally covered [...]

 After the number of days it’s rained and stormed since February, we’re all starting to feel as if we’re going to have to trade our cars in for contraptions like this guy on the left.  I don’t know what it is, but our Owensboro, Kentucky agency probably insures it. We’re a little behind in our [...]

It’s always nice to read positive news concerning insurance these days given all the press health insurance is receiving near the one year anniversary of the passage of the landmark bill into law.  A recent article in PropertyCasualty360.com cites a recent study regarding commercial insurance premiums. In fact, the article states “The New York-based consulting firm [...]